While I think this is good solid advice for those of us who can get by on less than we bring in, it is unintentionally insulting to the actual working poor people I know. They work very hard to get just enough to get by. It's a bit like the "don't drink Starbucks and you'll be a millionaire like me" canard. I am very fortunate that I have the flexibility to do all the things you recommend - and they work. But that's not everybody and it's not because they're stupid or lazy.
While I think this is good solid advice for those of us who can get by on less than we bring in, it is unintentionally insulting to the actual working poor people I know. They work very hard to get just enough to get by. It's a bit like the "don't drink Starbucks and you'll be a millionaire like me" canard. I am very fortunate that I have the flexibility to do all the things you recommend - and they work. But that's not everybody and it's not because they're stupid or lazy.